Women Micro Enterprise (WME)

Major Activities 2015-2016
• 13 Entrepreneur awareness program (E.A.P) was conducted for beneficiaries to motivate them to start petty- Business. 489 members Participated in the program.
• Mulbagal - 07 Trainings
• Devanahalli – 03 Trainings
• Bangarpet - 2 Trainings
• Mariapura – 1 Trainings
• 11Entrepreneur awareness program (E.D.P) was organized and 435 people were present for the program.
• 53 SHG groups were graded and 108 auditing was done.

Amount received Date Amount received during 2015-2016 No.of SHG No.of members Repayments Balance
Balance up to
March 2015
11,94,850 11,94,850
22.04.2015 13,20,000 10 88 13,20,000
03.09.2015 14,85,000 11 99 14,76,750 7,250
15.02.2016 7,05,000 05 47 01,76,550 5,28,450
Total 47,04,850 26 234 41,68,150 5,35,700
Other Activities

Micro enterprises aim to empower women economically and socially. Through access to finance and support, women are able to increase living standards in poor communities. It is with the support of MISEREOR, and collaboration with KROSS, that BMSSS has implemented this program and is currently providing various financial aids to strengthen SHGs in 7 areas and promote income generating activities.

AIM: The livelihood promotion of the socio- economic conditions of SHG members & their families.

• To improve the economic condition of the women and her family.
• To improve the status of women within the family and the community.
• To positively alter attitude towards life.

During the reporting period April 2011 to March 2012, BMSSS has provided total amount Rs.12, 60, 00 towards income generating activities for 84 members from 69 SHGs. They have started the I.G. activities and are repaying monthly installment as well as contributing income for their family needs.
Other Activities
Women in Micro Enterprises
In collaboration with KROSS, WME (Women in Micro enterprises) programme is implemented in 07 operational areas of BMSSS as part of the ongoing women’s empowerment programme. It aims at providing financial access to SHG women to start viable income generating activities thereby to improve their social and economic condition of their families, within the family and the community at large.

Under this programme, SHG women who are in groups for more than 2 years and whose records of saving and repayment are good will be assessed through grading and auditing exercises, after establishing different para meters for SHG assessment, EDP trainings are conducted on different income generating activities, and marketing feasibilities, business and income assessment etc. After beneficiaries selected desirable and feasible IG activities, loans up to Rs.15000/- per beneficiaries are provided that has to be repaid in 10 equal installments.

During this reporting period, BMSSS has provided total loan amount of Rs. 50,24,000/- for 333 members from 69 SHGs towards different income generating activities. Some of the key Income generating activities are; petty Shop, saree Business , cloth Business, tailoring, vegetable sale, fruit business, rearing goat, sheep, milch animals, silk warm farming, mini hotels, preparing snacks, eatables, embroidery, etc.

Out of 333 entrepreneurs, 70% of them have increased their monthly income up to Rs.1500/- and 30% of them have improved their business opportunities and income upto Rs.2500/- per month. There is 99% repayment from all beneficiaries and regular as well.

Area SHGs Total Members Total Amount Rs. Total Repayment Rs Balance Amount Rs.
Devanahalli 13 78 1170000 615000 555000
Kanakapura 06 21 315000 288750 26250
Masthi/Malur 06 29 525000 335250 189750
Mulbagal 17 84 1260000 856250 403750
City Parish 18 78 1115000 722000 393000
Tumkur 09 43 6,39,000 3,47,000 2,92,000
TOTAL 69 333 50,24,000 31,64,250 18,59,750